Motor Insurance UAE

Motor Insurance for Every Journey

Explore comprehensive and third-party motor insurance options for private cars and business vehicles across the UAE.

Clear guidance UAE-focused support Simple enquiry process

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Simple Guidance Flexible Options UAE-Focused Human Support
Available Options

Choose Your Motor Cover

TPL Third-Party Liability

Essential legal liability protection for injury or damage caused to others.

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Comprehensive Insurance

Broader protection for your own vehicle as well as eligible third-party liability.

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Agency Repair

Authorised workshop repair support for eligible vehicles when included in the selected policy.

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Key Benefits

Why Motor Insurance Matters

Supports legal compliance for driving in the UAE
Helps protect against third-party claims
May cover accidental vehicle damage, fire and theft
Optional roadside assistance and agency repair may be available

When to Review Your Motor Insurance

  • Before registration or policy renewal
  • After buying or changing a vehicle
  • When moving from third-party to comprehensive cover
  • When adding drivers or changing vehicle use

What Motor Insurance May Cover

  • Accidental loss or damage to the insured vehicle
  • Third-party bodily injury and property damage
  • Fire and theft, subject to policy terms
  • Roadside assistance and towing
  • Optional GCC extension, off-road cover or agency repair

Coverage, limits, eligibility, waiting periods and exclusions depend on the selected insurer and final policy documents.

Common Exclusions or Limitations

  • ×Driving without a valid licence
  • ×Use outside the declared purpose
  • ×Mechanical breakdown and normal wear and tear
  • ×Claims arising from excluded drivers or prohibited activities

Always read the policy schedule and wording before purchasing.

Simple Process

How to Get Started

1

Share Your Requirements

Tell us what protection you need and provide the basic details.

2

Speak With Our Team

We contact you to understand your needs and answer questions.

3

Review Available Options

Compare suitable choices, benefits, exclusions and pricing.

4

Choose With Confidence

Proceed with the option that best matches your requirements.

Documents

What You May Need

Requirements vary by insurer and product, but these are commonly requested during an enquiry.

Vehicle registration card
Driving licence
Emirates ID
Previous policy or claims history where required
Questions

Frequently Asked Questions

Comprehensive insurance may cover your own vehicle and third-party liability, while third-party insurance mainly covers legal liability to others.

Possibly. Eligibility may depend on the vehicle age, condition, value and insurer inspection requirements.

Vehicle value, make, model, age, driver profile, claims history, repair option and selected benefits can affect pricing.

Additional drivers may be allowed, subject to disclosure and insurer approval.

Agency repair generally means repairs at the manufacturer’s authorised workshop when this benefit is included.

Ready to Explore Your Options?

Submit your requirements and the Mufeed team will contact you.

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